Last Modified: May 13, 2020
Update Log: N/A
Welcome to the website of Sqwire, LLC, a Virginia limited liability company (“Sqwire”, “Company”, “we”, “our”, or “us”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Service”), govern your access to and use of www.getsqwire.com and www.getisnsightfa.com (the “Website”) and its related database, software website application and online platform (collectively defined herein as, the “Sqwire Service”), as a visiting user (“User”). The Website is a copyrighted work belonging to Sqwire.
IF YOU USE SQWIRE IN ANY FORM (INCLUDING, WITHOUT LIMITATION, NAVIGATING THE WEBSITE OR UTILIZING THE SOFTWARE WEBSITE APPLICATION OR ONLINE PLATFORM) YOU ACCEPT AND AGREE TO BE BOUND BY AND ABIDE BY THESE TERMS OF SERVICE AND THE SQWIRE PRIVACY POLICY, WHICH CAN BE FOUND HERE http://dev.sqwire.education/terms/ AND WHICH IS EXPRESSLY INCORPORATED HEREIN. PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING A SQWIRE SERVICE. If you do not want to agree to these Terms of Service or the Privacy Policy, you must not access or use the Website.
The Sqwire Service is offered and available to users who are 18 years of age or older, and reside in the United States or any of its territories or possessions. By using this Sqwire Service, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Sqwire Service.
Changes to the Terms of Service
We may revise and update these Terms of Service from time to time in our sole discretion and timing upon a notification on the Website or through email. You are responsible for providing us with your most current email. All revisions, updates, or changes are effective immediately when we post them to the Website, and apply to all access to and use of the Website User application thereafter. However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction below will not apply to any disputes for which the parties have actual notice on, or prior to the date the revision, update, or change is posted on the Website. Your continued use of the Website following the posting of revised, updated, or changed Terms of Service means and shall constitute your acceptance and agreement to the revision(s), update(s), or change(s). You are expected to check, read and agree to this page when we send you a notification on our site or through email, prior to continuing to access or utilize the Company Service so you are aware of any revision, update, or change, as they are binding on you.
Sqwire Service Access
We reserve the right to withdraw or amend the Website or any Sqwire Services, and any product, service, or material we provide on the Website, in our sole discretion without notice. We will not be liable to you if, for any reason, any part of or the entire Website or Sqwire Services are unavailable for your access or use at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, or the Services.
No Professional Advice
The information contained in or made available through the Website (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. We and our licensors or suppliers make no representations or warranties concerning any, action, or application of information or preparation by any person following the information offered or provided within or through the Website. NEITHER SQWIRE NOR OUR PARTNERS, AFFILIATES OR ANY OF THEIR AFFILIATES, WILL BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES THAT MAY RESULT, INCLUDING BUT NOT LIMITED TO ECONOMIC LOSS, INJURY, ILLNESS OR DEATH.
You are responsible and accountable for your decisions, actions and results thereof, and by your use of the Website, you agree not to attempt to hold Sqwire liable for any such decisions, actions or results, at any time, under any circumstance.
Payment Terms
You acknowledge and agree that you will pay for all Sqwire Services for which there is a charge, and that Sqwire or its third-party payment processor may charge your credit card, debit card, or other account, as provided by you at the time of purchase or at another time, including any taxes, late fees, and any other charges, costs, or fees associated therewith, that may be accrued or payable by you in connection with your purchase.
Prohibited Uses
You may use the Sqwire Service only for lawful purposes and in accordance with these Terms of Service. You agree not to use the Sqwire Service:
Additionally, you agree not to:
Intellectual Property Rights
The Website, the Sqwire Service, and the online platform, and its entire contents, features and functionality (including, but not limited to, all information, source code, algorithms, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are wholly owned by Sqwire, LLC, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.
These Terms of Service permit you to use the Sqwire Service for your personal, non-commercial use only. These Terms of Service do not constitute a sale or convey to you any rights, title, or interest of ownership in or related to the Sqwire Service or any intellectual property rights owned by Sqwire. Sqwire, Sqwire’s logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners.
You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit any of the material on our Website, except as follows:
You must not:
If you print, copy, modify, or otherwise use or provide any other person with access to any part of the Sqwire Service in breach of the Terms of Service, your right to use the Sqwire Service will cease immediately and you must, at our option and direction, return or destroy any copies of the materials you have made. Any use of the Sqwire Service not expressly permitted by these Terms of Service is a breach of these Terms of Service and may violate copyright, trademark and other laws.
Copyright
Sqwire respects the intellectual property of others and asks that users of our Website do the same. In connection with our Website, we have adopted and implemented a policy respecting copyright law that provides for the removal of any infringing materials and for the termination, in appropriate circumstances, of Users who are repeat infringers of intellectual property rights, including copyrights. If you believe that one of our Users is, through the use of our Website, unlawfully infringing the copyright(s) in a work, and wish to have the allegedly infringing material removed, the following information in the form of a written notification (pursuant to 17 U.S.C. § 512(c)) must be provided to us. Please let us know as soon as possible. Please send the following information to Sqwire, LLC.
Please note that, pursuant to 17 U.S.C. § 512(f), any misrepresentation of material facts (falsities) in a written notification automatically subjects the complaining party to liability for any damages, costs, and attorneys’ fees incurred by us in connection with the written notification and the allegation of copyright infringement.
User Contributions
The Website may, now or in the future, contain areas where Users may post, without limitation, reviews, comments, videos, photos, and other content: and submit suggestions, ideas, comments, questions, or other information and other interactive features (collectively, “Interactive Services”) that allow Users to post, submit, publish, display or transmit to other users or other persons (hereinafter, “Post”) content or materials (collectively, “User Contributions”) on or through the Website. All User Contributions must comply with the Content Standards set out in these Terms of Service.
Any User Contributions you Post to the Website will be considered non-confidential and non-proprietary. By providing any User Contribution on the Website, you grant us and our affiliates and service providers, our licensees, successors and assigns the right to use, reproduce, modify, perform, display, distribute and otherwise disclose to third parties any such material for any purpose. You represent, warrant, and covenant that (a) you own or control all rights in and to the User Contributions and have the right to grant the license granted above to us; (b) all of your User Contributions do and will comply with these Terms of Service; (c) your User Contributions, and any third party or User’s access or use of the same, are authorized by any third party and applicable government agency who owns or possesses any right or interest in or underlying the objects or property described therein; and (d) all User Contributions provided by you is accurate and complete in its requirement to satisfy the foregoing described representations and warranties.
You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not the Company, have fully responsibility for such content, including its legality, reliability, accuracy and appropriateness. We are not responsible, or liable to any third party, for the content or accuracy of any User Contributions posted by you or any other user of the Website.
Monitoring and Enforcement: We reserve the right to (1) remove or refuse to post any User Contributions for any or no reason in our sole discretion; and (2) take any action with respect to any User Contribution that we deem necessary or appropriate in our sole discretion.
Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Website. NOTWITHSTANDING ANY OTHER TERMS AND CONDITIONS OF THE TERMS OF SERVICE, YOU WAIVE, RELEASE, AND SHALL INDEMNIFY AND RELEASE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.
However, we do not undertake to review all material or User Contributions before it is Posted on the Website, and cannot ensure prompt removal of objectionable, inaccurate, or incomplete material after it has been Posted. Accordingly, we assume no liability for any action or inaction regarding transmissions, communications or content provided by any User or third party. We have no liability or responsibility to anyone for performance or nonperformance of the activities described in this section.
Content Standards
These content standards apply to any and all User Contributions and use of Sqwire Services. You represent, warrant, and covenant that your User Contributions will, in their entirety, comply with all applicable federal, state, local and international laws and regulations. Without limiting the foregoing, User Contributions shall not:
Reliance on Information Posted
The information presented on or through the Sqwire Service is made available solely for general information purposes. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. WE DISCLAIM ALL LIABILITY AND RESPONSIBILITY ARISING FROM ANY RELIANCE PLACED ON SUCH MATERIALS BY YOU OR ANY OTHER VISITOR TO THE WEBSITE, SQWIRE, OR ONLINE PLATFORM, OR BY ANYONE WHO MAY BE INFORMED OF ANY OF ITS CONTENTS.
The Sqwire Service may include content provided by third parties, including materials or User Contributions provided by other users, bloggers and third-party licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by the Company, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.
Information About You and Your Visits to the Website
All information we collect on or through the Sqwire Service is subject to our Privacy Policy. By using the Sqwire Service, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.
Online Purchases and Other Terms and Conditions
There may be online purchases made available through our Website. All purchases through our Website or other transactions for the sale of goods or services formed through the Website or as a result of visits made by you are governed by these Terms of Service. Additional terms and conditions may also apply to specific portions, services or features of the Website. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Service.
Linking to the Website and Social Media Features
You may link to our Website’s homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part without our express written consent.
This Website may provide certain social media features that enable you to:
You may use the Sqwire Service features solely as they are provided by us solely with respect to the content which they are displayed. Subject to the foregoing, you must not:
Establish a link to the Website from any website that is not lawfully owned by you.
The website from which you are linking, or on which you make certain content accessible, must comply in all respects with the Content Standards set out in these Terms of Service. You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice. We may disable all or any social media features and any links at any time without notice in our discretion.
Links from the Website
If the Website contains links to other sites and resources provided by third parties, we provide these links for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
Relationship of the Parties and Providers
Users are not employees or agents of Sqwire or any User. The relationship between Sqwire and a User is that of service provider/client. No brokerage, agency, partnership, joint venture, employer-employee or franchisor-franchisee relationship is intended or created by these Terms of Service, regardless of what User Contributions are provided to the Website.
Earnings Disclaimer
All products and Services are for educational and informational purposes only. Nothing on this page, the Website, or any of our content or curriculum is a promise or guarantee of results or future earnings, and Sqwire does not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on the Website, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance.
Making decisions based on any information presented in our products, events, the Services, or the Website, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You are responsible and accountable for your decisions, actions and results thereof, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.
Affiliate Marketing Disclosure
Sqwire accepts forms of cash advertising, sponsorship, paid insertions, or other forms of compensation. Some links found on the Website are affiliate links which allow you to purchase products or services from other companies through advertisements on the Website (“Affiliate Links”). Sqwire receives compensation for all purchases made through these Affiliate Links.
Ownership of Information Provided
If you are a business using the Sqwire Service, you may provide us with certain information about your employees including, but not limited to, their name, position, email address, and phone number. Should you give Sqwire the email addresses or phone numbers of your employees, you hereby acknowledge, represent and warrant that such email addresses and phone numbers are owned by you and provided to your employees as part of their employment. Do not provide Sqwire with any personal email addresses or phone numbers of your employees unless you have first obtained written consent to do so. You shall defend, indemnify, and hold Sqwire harmless from and against any claim, loss, costs, or damages, including, but not limited to, reasonable attorneys’ fees, arising out of or resulting from any action by a third party based on Sqwire’s use of the employee email addresses or phone numbers provided by you.
Consent to Telephonic Communications
By using the Sqwire Service, providing Sqwire with your telephone or mobile device number, and your affirmative agreement with these Terms of Service, you hereby acknowledge, agree, and consent to Sqwire sending you e-mail or SMS text messages on your phone or mobile device as part of the Sqwire Services. Such SMS text messages may be considered “calls” under the Telephone Consumer Protection Act (“TCPA”) and therefore Sqwire must obtain your affirmative consent before sending such messages. Your affirmative consent to these terms and conditions shall constitute your affirmative consent required under the TCPA. Receiving these messages may cause you to incur usage charges or other fees or costs in accordance with your wireless or data service plan. Any and all such charges, fees, or costs are your sole responsibility. You should consult with your wireless carrier to determine what rates, charges, fees, or costs may apply.
Miscellaneous
Geographic Restriction: We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. Access to the Website may not be legal by certain persons or in certain countries. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.
International Users: The Sqwire Service is controlled, operated, and administered by Sqwire from our offices within the United States of America. If you access the Service from a location outside of the United States, you are responsible for compliance with all local laws. You agree that you will not use the Sqwire Services in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.
Disclaimer of Warranties: EXCEPT AS OTHERWISE PROVIDED, THE SQWIRE IS MADE AVAILABLE ON AN “AS IS” AND “WITH ALL FAULTS” BASIS, WITHOUT ANY WARRANTIES OR CONDITIONS, EXPRESS, IMPLIED, OR STATUTORY. SQWIRE SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY.
Limitation of Liability: You acknowledge that, unless expressly stated on the Website, all User Contributions are provided by independent Users, not by Sqwire. ACCORDINGLY, EXCEPT AS OTHERWISE EXPRESSLY PROVIDED, THE COMPANY HAS NO RESPONSIBILITY OR LIABILITY FOR ANY INFORMATION OR USER CONTRIBUTIONS PROVIDED TO YOU BY SUCH USER THROUGH THE SQWIRE SERVICES.
UNDER NO CIRCUMSTANCES WILL SQWIRE’S LIABILITY ARISING OUT OF, OR IN CONNECTION WITH, THESE TERMS OF SERVICE EXCEED THE AMOUNT CHARGED FOR SQWIRE SERVICES, IF ANY. IN ADDITION, IN NO EVENT WILL SQWIRE, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, MANAGERS, OR MEMBERS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, THE SQWIRE SERVICES, THE ONLINE PLATFORM, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE, SQWIRE SERVICES, OR ONLINE PLATFORM OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, DEATH, DISABILITY, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. The foregoing does not affect any liability which cannot be excluded or limited under applicable law.
Indemnification: You agree to defend, indemnify and hold harmless the Company, its affiliates, licensors and service providers, and its and their respective officers, managers, members, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Service or your use of a Sqwire Service, including, but not limited to, your User Contributions, any use of the Website’s content, services and products other than as expressly authorized in these Terms of Service or your use of any information obtained from the Website.
Governing Law: These Terms of Service and the relationship between you and the Company will be governed by the laws of the Commonwealth of Virginia, without giving effect to any choice or conflict of law provision or rule whether of the Commonwealth of Virginia or any other jurisdiction.
Venue: Any legal suit, action or proceeding arising out of, or related to, these Terms of Service or Sqwire shall be instituted and litigated exclusively in the federal courts of the United States or the state courts of the city of Norfolk, in the Commonwealth of Virginia (although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Service in your state of residence or any other relevant place). You waive any and all objections to the exercise of jurisdiction over you by such courts and to exclusive venue in such courts.
Dispute Resolution and Arbitration Agreement.
Pre-Arbitration Dispute Resolution and Notification. Prior to initiating an arbitration, You and Company each agree to notify the other party of the dispute and attempt to negotiate an informal resolution to it first. Company will contact you at the email address you have provided to us; You can contact Company’s customer service team by emailing us. If after a good faith effort to negotiate one of us feels the dispute has not and cannot be resolved informally, the party intending to pursue arbitration agrees to notify the other party via email prior to initiating the arbitration. In order to initiate arbitration, a claim must be filed with the AAA and the written Demand for Arbitration (available at www.adr.org) provided to the other party, as specified in the AAA Rules.
Agreement to Arbitrate. You and Company mutually agree that any Disputes will be settled by binding arbitration. If there is a dispute about whether this arbitration agreement can be enforced or applies to our Dispute, you and Company agree that the arbitrator will decide that issue.
Exceptions to Arbitration Agreement. You and Company each agree that the following claims are exceptions to the arbitration agreement and will be brought in a judicial proceeding in a court of competent jurisdiction: (i) Any claim related to actual or threatened infringement, misappropriation or violation of a party’s copyrights, trademarks, trade secrets, patents, or other intellectual property rights; (ii) Any claim seeking emergency injunctive relief based on exigent circumstances (e.g., imminent danger or commission of a crime, hacking, cyber-attack).
Modification of AAA Rules. Attorney’s Fees and Costs. You and Company each agree that either party may be entitled to seek an award of attorney fees and expenses if they prevail in arbitration, to the extent provided under applicable law and the AAA rules.
Arbitrator’s Decision. The arbitrator’s decision will include the essential findings and conclusions upon which the arbitrator based the award. Judgment on the arbitration award may be entered in any court with proper jurisdiction. The arbitrator may award declaratory or injunctive relief only on an individual basis and only to the extent necessary to provide relief warranted by the claimant’s individual claim.
Jury Trial Waiver. You and Company acknowledge and agree that we are each waiving the right to a trial by jury as to all arbitrable Disputes.
No Class Actions or Representative Proceedings. You and Company acknowledge and agree that we are each waiving the right to participate as a plaintiff or class member in any purported class action lawsuit, class-wide arbitration, private attorney-general action, or any other representative proceeding as to all Disputes. Further, unless you and Company both otherwise agree in writing, the arbitrator may not consolidate more than one party’s claims and may not otherwise preside over any form of any class or representative proceeding. If this paragraph is held unenforceable with respect to any Dispute, then the entirety of the Arbitration Agreement will be deemed void with respect to such Dispute.
Severability. In the event that any portion of this Arbitration Agreement is deemed illegal or unenforceable, such provision shall be severed and the remainder of the Arbitration Agreement shall be given full force and effect.
No Assignment: You may not assign your rights under these Terms of Service without our prior written consent, and any attempted assignment will be null and void.
Limitation on Time to File Claims: ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE OR THE SQWIRE SERVICE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
Waiver: No failure by the Company to enforce any term or condition set forth in these Terms of Service shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Service shall not constitute a waiver of such right or provision.
Severability: If any provision of these Terms of Service is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Service will continue in full force and effect.
Entire Agreement: The Terms of Service and our Privacy Policy constitute the sole and entire agreement between you and Sqwire, LLC with respect to the Sqwire Service and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Website and Sqwire.
Notices. We may give notice to you by email or other reasonable means. You shall give notice to Sqwire, LLC by certified mail (postage pre-paid and return receipt requested) to:
Sqwire, LLC
Attn: Legal
101 West Main Street, Suite 430
Norfolk, VA 23510
QUESTIONS. Please contact us with any questions regarding these Terms of Service by emailing us at: customerservice@getsqwire.com.
Last Modified: May 13, 2020
Update Log: N/A
OVERVIEW
Sqwire, LLC (“Sqwire”) and the Website (as defined below) (collectively, “Sqwire”) respects your (“User,” “you,” or “your”) privacy and is committed to protecting it through Sqwire’s compliance with this policy notice (this “Privacy Policy”). This Privacy Policy describes how Sqwire may collect information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, device, or household (as defined in the CCPA, as defined below), as further described in the WHAT INFORMATION IS COLLECTED Section of this Privacy Policy (“Personal Information”), from the visitors to www.getinsightfa.com and www.getsqwire.com (collectively, the “Website”), how Sqwire may use it, with whom Sqwire may share it, what choices you have regarding it, and how Sqwire protects it. This Privacy Policy is incorporated into and is a part of the Terms of Service of SQWIRE, which can be found Here http://dev.sqwire.education/terms/ (the “Terms of Service”), and Sqwire encourages you to become familiar with the terms and conditions contained herein and therein. Sqwire is a service provided by Sqwire, LLC.
CONSENT
By accessing and using this Website, you agree that you have read and understand this Privacy Policy, and that you accept and consent to Sqwire’s privacy practices described in this Privacy Policy.
CHANGES TO PRIVACY POLICY
Sqwire reserves the right to change the terms of this Privacy Policy at any time. Sqwire may change its Privacy Policy and practices because of changes in relevant and applicable legal or regulatory requirements, the business or business practices of Sqwire, in its attempts to better serve your needs, or for any other reason. Notice of such changes to the Privacy Policy or Sqwire’s privacy practices will be given in the manner described in the Terms of Service, and a revised Privacy Policy will be posted on the Website.
CONTROLLER
Sqwire is the controller and responsible for your Personal Information. If you have any questions about this Privacy Policy, including any requests to exercise your Legal Rights (as defined below), please contact us using the details set out below.
Contact Details
Sqwire can be contacted at:
Email: customerservice@getsqwire.com
Mail: Sqwire, LLC
101 West Main Street, Suite 430
Norfolk, VA 23510
WHAT INFORMATION IS COLLECTED?
Sqwire may collect various types of information from or about you depending on how you use the Website and its various features. You supply Sqwire with various types of information, including Personal Information that you choose to disclose, and Sqwire also collects information automatically regarding how you use the Website, which Sqwire collects as you interact with the Website.
Information you Provide to Sqwire
With respect to Personal Information, you may provide Sqwire with various types of information, including, without limitation, you and your name, address, telephone number, e-mail address, transaction information, as well as billing and payment information that you voluntarily provide through the Website. This information is generally entered into fields in the registration or subscription forms and enables you to take full advantage of the products and services that Sqwire offers (collectively, the “Services”). Sqwire may collect email addresses from you and other Users, customers, and visitors to the Website for the purpose of communication. If at any time you wish to be removed from Sqwire’s email database, you can request removal by contacting customerservice@getsqwire.com. Sqwire reserves the right to contact you via postal mail, email, or telephone for the purpose of administering your account.
Sqwire may also retain the content of and metadata regarding any correspondence you may have with Sqwire or its customer service representatives or other employees or contractors, regardless of the mode of communication by which such correspondence occurred. This includes, without limitation, any information contained and consented to, as described in the Terms of Service. This information helps Sqwire to improve the Website and the materials, products, and services that are offered on the Website, and to more effectively and efficiently respond to both current and future inquiries.
Automatic Information Collection and Tracking
When you access and use the Website, it may use technology to automatically collect:
If you do not want Sqwire to collect this information, do not access the Website. Sqwire also may use these technologies to collect information about your activities over time and across third-party websites, apps, or other online services.
As with many other websites, the web servers used to operate the Website collect certain data pertaining to you and the equipment and communication methods that you use to access the internet and the Website. Without combining this data with other sources of information, the servers do not readily identify you. They do, however, reveal such things as the Internet protocol (“IP”) address assigned to your computer, pages you accessed on the Website or immediately prior to visiting the Website, and the length of time you accessed the Website. This information is collected to, among other things, facilitate Website operation and system administration, to generate aggregate, non-identifiable statistical information, and to improve content and content delivery with regard to the Website and the materials, products, and services that Sqwire makes available on the Website.
USE OF COOKIES
Sqwire uses “cookies” (small text files stored on your computer) to help track and customize your access and use of the Website. Cookies store and retain information that helps Sqwire recognize you when you return to the Website following a previous visit. Cookies may also store any login or ID assigned to you by Sqwire and the associated password, which information would be stored in encrypted form. Most popular internet browser packages allow you to configure the browser so as not to accept cookies if you so choose. However, setting your browser to reject cookies may prevent you from taking full advantage of the Website and the materials, Services that Sqwire makes available on the Website.
We may also use the following:
Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see SQWIRE’S USE AND DISCLOSURE OF YOUR INFORMATION
Choices About How We Use and Disclose Your Information.
Web Beacons. Pages of our the Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit Sqwire, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
Google Analytics Cookies. Our Website uses Google Analytics cookies, which is a simple, easy-to-use tool that helps website owners measure how users interact with website content. As a user navigates between web pages, Google Analytics provides website owners JavaScript tags (libraries) to record information about the page a user has seen, for example the URL of the page. The Google Analytics JavaScript libraries use HTTP Cookies to “remember” what a user has done on previous pages / interactions with the website.
Third Party Use of Cookies And Other Tracking Technologies Like Google Analytics
Sqwire uses Google analytics cookies (see above) and uses these cookies with remarketing using Google Analytics to create ads for you and others. Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third-parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use the Website. The information they collect may be associated with your Personal Information or they may collect information, including Personal Information, about your online activities over time and across different websites and other online services. These third-parties may use this information to provide you with interest-based (behavioral) advertising or other targeted content. We do not control these third-parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.
We collect data about your activities that does not identify you personally or indirectly when you visit the Website, or other websites and online services where we display ads. This information may include content you view, the day, time and manner in which you access the content, the products you purchase, and your location details associated with your IP address. We use this information that we collect to serve you more relevant advertisements. We also may collect information about where you saw the advertisements we deliver to you and what ads you click on. Sqwire will use remarketing to advertise across the internet and other websites. Please contact us if you do not want to participate in these programs. You may opt out of Google’s use of cookies by visiting the Google advertising opt-out page at http://www.google.com/settings/Ads Settings page. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.
CHILDREN’S ONLINE PRIVACY PROTECTION ACT
Sqwire does not attempt to collect Personal Information from children. Children under 13 years old are not the target audience for the Website. To protect their privacy, Sqwire prohibits the solicitation of Personal Information from these children or the purchase of Services by these children. If you are under the age of 13, do not access the Website or submit your email address or any other Personal Information through the Website.
SQWIRE’S USE AND DISCLOSURE OF YOUR INFORMATION
Choices About How We Use and Disclose Your Information
We strive to provide you with choices regarding the Personal Information you provide to us. We have created mechanisms to provide you with the following control over your information:
Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your Personal Information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by sending us an email stating your request to customerservice@getsqwire.com.
Promotional Offers from SQWIRE. If you do not wish to have your email address or contact information used by Sqwire to promote our own or third parties’ products or services, you can opt-out by sending us an email stating your request to customerservice@getsqwire.com. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided to Sqwire as a result of a Product purchase, warranty registration, Product service experience, Order or other transactions.
Targeted Advertising. If you do not want us to use information that we collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt-out by visiting http://www.google.com/settings/Ads Settings page. Please note, we do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the NAI on the NAI’s website. See the link above.
California residents may have additional personal information rights and choices. Please see YOUR CALIFORNIA PRIVACY RIGHTS below for more information.
ACCESSING AND CORRECTING YOUR INFORMATION
You can review and change your Personal Information by logging into the Website and visiting your account profile page.
You may also send us an email at customerservice@getsqwire.com to request access to, correct or delete any Personal Information that you have provided to us. We cannot delete your Personal Information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
If you delete your User Contributions (as defined in the Terms of Service) from the Website, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Website users. Proper access and use of information provided on the Website, including User Contributions, is governed by our Terms of Service HERE.
California residents may have additional Personal Information rights and choices. Please see YOUR CALIFORNIA PRIVACY RIGHTS below for more information.
YOUR CALIFORNIA PRIVACY RIGHTS
If you are a California resident, California law may provide you with additional rights regarding Sqwire’s use of your Personal Information under the California Consumer Privacy Act (“CCPA”). Depending on the circumstances and which Sqwire Service you use, Sqwire has disclosed the following categories of your Personal Information for a “business purpose” (as defined in the CCPA) in the preceding twelve (12) months: identifiers; protected characteristics; commercial information; geolocation data; internet or other electronic network activity information; financial, medical, or health insurance information; audio, electronic, visual, thermal, olfactory, or similar information; professional information; education information; and inferences drawn from any of the aforementioned information categories. For more details about the Personal Information Sqwire has collected over the last 12 months, please see the WHAT INFORMATION IS COLLECTED? section above. Sqwire collects this information for, among other things, the business and commercial purposes described in the HOW DOES SQWIRE USE THE INFORMATION IT COLLECTS? section below. Sqwire shares this information with, among others, the categories of third parties described in the HOW SQWIRE SHARES AND DISCLOSES YOUR INFORMATION section below.
Sqwire does not “Sell” (as such term is defined in the CCPA) the Personal Information it collects but may in the future. The CCPA considers some transfers of Personal Information to third parties in exchange for value as a “Sale,” even if no money changes hands, such as when online identifiers, Device IDs, and other information is shared with third-party businesses to further their own commercial purposes such as generating profiles about individuals. In the event Sqwire decides to Sell your Personal Information, California residents have the right to opt-out of the Sale. Please note that Sqwire can still share Personal Information with third parties if those transfers aren’t “sales,” such as with Sqwire’s Service Providers (as defined in the CCPA). Additionally, Sqwire may use third-party cookies for advertising purposes as further described above.
Subject to certain limitations, the CCPA permits users of the Sqwire Service that are California residents to (i) request more information regarding Sqwire’s collection of specific categories or pieces of information (including how Sqwire uses and discloses the information), (ii) request that Sqwire delete your Personal Information (iii) request to opt out of any “sales” that may be occurring, and (iv) not be discriminated against for exercising any of these rights.
California residents may make such a request pursuant to their rights under the CCPA by sending an email to customerservice@getsqwire.com. Sqwire will verify your request using the information associated with your account, including email address. Government identification may be required. California residents may also designate an authorized agent to exercise these rights on their behalf. To learn more about your California privacy rights email customerservice@getsqwire.com or visit https://www.caprivacy.org.
DISCLOSURE FOR LEGAL PURPOSES
Sqwire reserves the right to disclose any personally identifiable information or other information it collects through the Website or otherwise if it is required to do so by law or if it reasonably believes that the disclosure is necessary in order to (a) fulfill a government request; (b) conform with the requirements of law or to comply with legal process served on it; (c) protect or defend its legal rights or property or third-party licensors of any material on the Website; or (d) in an emergency to protect the health or safety of the Users of the Website or the general public.
Your use of the Website, including any disputes arising from it, is subject to this Privacy Policy, as well as the Terms of Service, and all dispute resolution, limitation on damages, and choice of law provisions therein. Sqwire encourages you to refer to this Privacy Policy on an ongoing basis so that you understand the current Privacy Policy. Unless stated otherwise, the current Privacy Policy applies to all information that Sqwire has about you and your account.
HOW DOES SQWIRE USE THE INFORMATION IT COLLECTS?
In addition to the uses mentioned or described above, Sqwire uses the information that it collects from or about you to improve the materials, Services that it makes available on the Website, to notify you of changes made to the Website or new Services made available on or through the Website, to evaluate your needs and customize Website content delivered to you according to those needs, to facilitate the processing of any purchases or uses you make through the Website, to send you promotional material from Sqwire and its affiliates, and for other legitimate and lawful business purposes of Sqwire. Other than to the extent necessary or convenient for Sqwire to perform the Terms of Service, Sqwire may share information collected about you with third-parties, such as for certain special programs that it offers in connection with some of its business affiliates, which may involve special promotions and/or pricing, and in which you may or may not be participating. Should you register as a participant in one of those programs, Sqwire will acknowledge your registration and notify its applicable business affiliates of your registration, thereby enabling you to receive the corresponding program benefits. Sqwire may sell lists containing personal information contact information including the name, email and address, or a combination thereof, about Website users, clients, purchasers, registrants, or subscribers. By providing your information, you are consenting to such use. You have the right to withdraw consent to marketing at any time by contacting the us at customerservice@getsqwire.com.
HOW DOES SQWIRE PROTECT INFORMATION COLLECTED ABOUT YOU?
Sqwire places a high value on protecting information transmitted via the Website. For this reason, Sqwire processes personal data in accordance with privacy rights and regulations of the General Data Protection Regulation (“GDPR”). Sqwire uses state-of-the-art security solutions to process payments and to provide secure communication methods. Sqwire’s payment services providers use industry-standard Secure Socket Layer (“SSL”) encryption technology to safeguard user information. Other security safeguards include, but are not limited to, third party payment processors, data encryption, firewalls, and physical access controls to building and files. Sqwire does not store payment information. Sqwire takes commercially reasonable measures to secure and protect customer-specific information transmitted via or stored on the Website. However, no security system is impenetrable. SQWIRE CANNOT AND DOES NOT GUARANTEE AND HEREBY EXPRESSLY DISCLAIMS THAT INFORMATION USERS SUPPLY TO SQWIRE OR ON THE WEBSITE WILL BE TOTALLY SECURE.
HOW LONG DOES SQWIRE KEEP YOUR PERSONAL DATA?
We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you. To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements.
DOES SQWIRE DISCLOSE INFORMATION TO OUTSIDE PARTIES?
Sqwire may share your information to individuals outside of Sqwire, including, without limitation, its affiliates or to any third-parties. Currently, Sqwire does not sell, trade, or otherwise transfer to outside parties your personally identifiable information for a referral fee. Sqwire, in its sole discretion, may also release your information when it believes release is appropriate to comply with the law, enforce Website policies, or protect Sqwire’s or others’ rights, property, or safety. Additional non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
BUSINESS TRANSFERS
As Sqwire continues to grow and develop its business, it is possible that its corporate structure might change or that it might merge or otherwise combine with, or that substantially all of its assets might be acquired by, another company. In any such transactions, customer information generally is, will most probably be, and should be expected to be one of the transferred business assets.
LINKED SITES
For your convenience, some hyperlinks may be posted on the Website that link to other websites not under the control of Sqwire. Other third-party company logos may also be posted on the Website as service providers to Sqwire. Please note that this Privacy Policy applies only to the Website and not to other websites of other organizations to which it may link. Sqwire is not responsible for the privacy policies or practices of any other third-party sites. You should make your own inquiries regarding them. In addition, when you initiate a transaction on a website that the Website links to, even if you reached that site through the Website, the information that you submit to complete that transaction becomes subject to the privacy practices of the owner of that linked site. You should read their privacy policies to understand how they use and protect personal information that they collect. Sqwire is not responsible for the privacy or information practices of its suppliers or any third-party websites.
WHAT CHOICES DO YOU HAVE?
You may update at any time the information about you and your personal preferences stored on the Website derived from information you have provided to Sqwire. Subject to the terms and conditions of this Privacy Policy and the Terms of Service, You may also ask Sqwire at any time to remove your name from the list of Website users who wish to receive electronic communications and e-mail advertisements from Sqwire or its affiliates by simply sending such a request to Sqwire at the numbers or addresses given below. Once you opt out, Sqwire will honor your choice until you inform it otherwise. Please remember, however, that if Sqwire has already shared information about you pursuant to your registration and participation in any special programs of its business affiliates (as described above), Sqwire has no control over how such business affiliates may further use that information and you will need to contact them directly in that regard.
YOUR LEGAL RIGHTS
You have the right to any of the following at any time:
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios:
If you want us to establish the data’s accuracy.
Where our use of the data is unlawful but you do not want us to erase it.
Where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims.
You have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
WHO CAN YOU CONTACT FOR MORE INFORMATION?
Should you feel that your privacy or security is being compromised, or have any other questions regarding the privacy practices or this Privacy Policy, please notify Sqwire using the contact information listed above.
YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND CONSENT TO THE PRIVACY PRACTICES DESCRIBED IN THIS PRIVACY POLICY AND AGREE TO BE BOUND BY THE TERMS AND CONDITIONS REFERENCED HEREIN.